Premium Park Life
Known as Britain’s breathing spaces, house prices in national parks are on average almost £128,000 more expensive than equivalent properties in surrounding counties…..click to read blog…2 min read.
St Elizabeth Hospice Midnight Walk 2020
We are excited to announce that we are teaming up again with the lovely folks at St Elizabeth Hospice as their ?Headline Sponsors? for next years’ 14th annual Midnight Walk!! The Midnight Walk is the St Elizabeth Hospice’s flagship sponsored walk through the outskirts of Ipswich. The walk is for everyone over the age of […]
Stories that matter
Macmillan, the Cancer Charity has released a report which uses personal stories to communicate the financial impact of the disease….
Helping to Buy
The Help to Buy Scheme has increased home ownership and housing supply. The scheme was in April 2013 to increase both home ownership and boost housing supply, by helping people to get mortgages and thereby, create more new-build homes……
Shopping is Child’s Play
As the decline of the UK’s once-bustling high streets continues to be a concern, research from Nationwide Building Society reveals a quarter of children (26%) don’t even know what one is. But the resounding message is clear – children value the experience of shopping locally, with 74 per cent stating they would rather spend £10 […]
Hope over reality
New research from AIG Life reveals 18.3 million people are living with what it has termed ‘illness denial’, as they are failing to accept they are at risk of disease or developing a serious medical condition in their lifetime. More than half (54 per cent) of people don’t believe they will suffer from cancer, stroke […]
Holiday Dependents
Two in five (42%) grandparents were relied upon to provide childcare during the school holidays, according to new research by Lloyds Bank….
Home Movers
The number of people moving home increased for the first time in three years in the first half of 2019. There were 160,540 home-movers in the first half of 2019, up by 810 (1%) compared with the same period in 2018 according to analysis by Lloyds Banking Group……
Leaving until the last minute costs you more…..
Research from Nationwide Building Society’s Payday Save day campaign reveals procrastination is costing people an average of £449 each year or almost…..click to read
Pensioner Power
Did you know that each person in the UK spent on average around £2 a week buying plants and flowers last year – 15 per cent more than at the turn of the century……
Pick ‘n’ Mix
UK consumers are taking a ‘pick n mix’ approach to how they make payments, with mobile banking, mobile payments and contactless all becoming increasingly popular, research by UK Finance has revealed…..
Multi-Generation Family
Barclays Mortgages has revealed how three in ten homeowners are now living in intergenerational homes, with likely causes being millennials moving back in with their parents and an increasingly ageing population.
Cashing Out!
The Access to Cash Review recently published its final recommendations calling on the Government, regulators and banks to act now or risk leaving millions behind……..
Co-habiting Families
According to analysis by NatCen Social Research, cohabiting couples (both opposite and same-sex couples) are the fastest growing type of family, more than doubling from 1.5 million families in 1996 to 3.3 million families in 2017, with 15% of dependent children living in cohabiting couple families….
Charity Quiz Night
We are excited to be holding a Charity Quiz Night in aid of the St Elizabeth Hospice on Saturday 15th June. £15pp in teams of 4 at Seckford Golf Club including hot supper. It will be a fun-filled night, give us a call or email to book your team! *Teams must be booked in advance. […]
Sandwich Carers
“Sandwich carers”, those who care for both sick, disabled or older relatives and dependent children, are more likely to report symptoms of mental ill-health, feel less satisfied with life, and struggle financially compared with the general population. That’s the conclusion of the Office for National Statistics in its latest study into the Health & Wellbeing of the UK.
Spending Habits
In its latest review of the spending habits of the UK population, the Office for National Statistics found that the average weekly household expenditure was £572.60 in the financial year ending 2018…
The Big Six Life Goals
Anyone planning how to meet their big life dreams in 2019 take note: the best things in life are very much not free. That’s if your aspirations are on the conventional side, anyway. Royal London, the mutual insurer has calculated that the main life goals of going to university, buying a house, getting married, having […]
Retired Property Wealth
Retired homeowners released £3.6 billion in new property wealth last year as new data from Key Retirement Solutions revealed. Equity from people’s homes paid out nearly £10 million a day in 2018 with customers releasing an average £76,500 to improve their standard of living in retirement. The statistics indicate that the number of customers using […]
Sick Pay
Official figures show a million workers are off sick for more than a month every year, with new Royal London research showing half (52%) of workers would worry about their income if they were to become too ill to work for longer than a month.
We’re Hiring
Role: Mortgage/Financial Services Administrator This is an excellent opportunity to join a friendly and positive working environment within this well established and growing company. We offer a structured training programme and the opportunity for career progression to Trainee Mortgage Advisor for the right candidate. Role: Mortgage/Financial Services Administrator Location: Ipswich Benefits: Salary £18-20k Depending on […]
Bah Humbug!
New research from Barclays has revealed the British Christmas present run-down, and it’s bad news for grandparents who are set to receive fewer presents than four-legged members of the family. In fact, family pets can expect four per cent more presents that
Time to Remortgage?
In their latest analysis of the mortgage market, UK Finance, the trade body representing main lenders in the UK, have said that re-mortgaging has reached its highest level in almost a decade…….click to read
St Elizabeth Hospice Midnight Walk 2019
We are excited to announce that we are teaming up with the lovely folks at St Elizabeth Hospice as their ?Headline Sponsors? for next years’ 13th annual Midnight Walk!!
Average Time to sell a house
It takes, on average, 102 days to sell a property in the UK according to the latest Post Office Money City Rate of Sale report. The report, developed with the Centre for Economics and Business Research (Cebr), looks at…..click to read more
Healthy Heart
Public Health England (PHE) is calling for adults across the country to take a free, online Heart Age Test, which will provide an immediate estimation of their ‘heart age’.
New £50 Note
Following HM Treasury’s announcement last week, the Bank of England confirmed that it plans to issue a new £50 note. This will be the final note in the latest series, all of which will be printed on polymer….
HMO Warning
With an extension of the rules bringing a wider range of houses in multiple occupation (HMO) into the mandatory licensing regime which came into effect on 1 October, landlords must now apply for a licence……
High Cost of Renting
People in their 20s who want to rent a place for themselves face having to pay out an “unaffordable” amount in two-thirds of Britain, BBC research shows…….click to read more
Time to Remo
According to UK Finance (the trade body representing high street banks) re-mortgaging continued to dominate in August as homeowners took advantage of….click to read full article
Financial Resilience
Millions of UK adults do not feel financially resilient and would not be able to manage a financial shock or loss of income, according to a new report by Zurich UK. Developed with neuroscientist Dr. Jack…..click to read more
Back to School
Providing their children with a good education is a priority for most parents and is often on the list of key considerations for families looking to decide where to live.
While there is most definitely a premium attached to some neighbourhoods surr……click to read
Looking for ways to boost the value of your home? Here’s how….
Research from the Federation of Master Builders (FMB) and the HomeOwners Alliance (HOA) has shown that homeowners could add almost £50,000 to the value of their home in just a week…….
Can you boost your rental yields?
Research from Simple Land Lord Insurance has shown that landlords may be missing out on some of the highest rental yields in the property market. It has become clear that only 1 in 5 landlords are willing to rent to students, but should student housing be your next property investment? The research has shown […]
Interest Rates Go Up….how does it affect you?
If you have a mortgage that is a ‘Base Rate Tracker’ your mortgage repayment will go up by approximately £25 per £100,000 of the mortgage interest owing. You will not pay more if you have a ‘fixed rate’ mortgage, although when the fixed rate is finished your repayment may increase. If you have savings, there […]
We’ve Moved!
This week has certainly been an exciting one here at Bluebell Mortgages. We’ve moved! Our amazing team is expanding and we needed a bigger space to operate in. It’s an exciting time. We wanted to minimise disruption for our fantastic employees, so we knew we wanted to remain within a 5 – 10 mile radius […]
Interest rates on hold… How does it affect you?
If you have a mortgage that is a ‘Base Rate Tracker’ your mortgage repayment will stay the same, unless your mortgage provider has a time clause in your contact. Other mortgage interest rates can go up (or down) this very much depends on what your mortgage provider uses to calculate the lending. They may use […]
Limbo towards a “Dream Home”
People are in limbo and putting their lives on hold as they struggle to save towards their ‘dream home’, new research reveals.
A challenging time for millennials
Housing is seen to be one of the biggest issues for young people in the 21st century.
Be In Control!
New data from a landmark study led by Cancer Research UK researchers looks at the things in people’s lives that cause cancer and calculates how many cases in the UK are linked to each of these risk factors.
Second Steppers
First-Time Sellers see possible interest rate rises as their largest challenge to moving up the property ladder, according to a Lloyds Bank’s report, which tracks the challenges faced by First-Time Sellers.
Last Chance for Old Tenners
Time to raid your money boxes and check for £10 notes, as the old paper £10 note featuring Charles Darwin will be withdrawn tomorrow at 23:59 (Thursday 1 March). The Bank of England are encouraging anyone who still has any to use them in the next week.
First Time Buyers on the Property Ladder
The number of first-time buyers is believed to have reached 359,000 in 2017, whilst those taking their first step on to the property ladder are putting down almost double the deposit than a decade ago, according to the latest Halifax First-Time Buyer Review.
Keep on Moving
According to the latest Lloyds Bank review, the number of people moving home is at its highest level since 2007. The number of home-movers (current owners moving house) across the UK increased by 2%. The slight increase in home-movers could be a result of continued low mortgage rates and high demand for homes, which have […]
Releasing Equity
Away from the consistently top reason for releasing equity of Home/Garden Improvement, over 1 in 5 are utilising the funds to ……
Who Wants to be a Millionaire
The most recent house price data from Lloyds Bank today revealed that sales of million pound properties in northern England strongly outperformed many other parts of the country in the first six months of 2017. Purchases of premier properties in the North West and Yorkshire and The Humber rose by 55% and 45% respectively. Increases […]
Plan B
New research by Royal London has suggested that 5.8 million renters don’t know how they’d cope if they were too ill to work. The survey revealed that……
Weather Warning
Environmental changes mean the risk of flooding is growing for many parts of the UK, and this year has brought a stark reminder of the worst that extreme weather can do. As it embarks on an ambitious building plan for homes, the ABI feel it is important that Government has a firm eye on the steps it should be taking to help all properties, including businesses, be more resilient in the face of these threats.
Unlocking the Wealth from your Property
The most recent figures from retirement income providers Retirement Advantage show funding home or garden improvements and also clearing and consolidating existing debts are the most popular reasons for using equity release.
Railway Mews
OPEN EVENT SATURDAY 2ND DECEMBER 10AM – 12PM – RAILWAY MEWS
Our adviser Louise will be on site on Saturday to talk to you through all of your mortgage questions.