Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

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    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

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New research from Barclays has revealed the British Christmas present run-down, and it’s bad news for grandparents who are set to receive fewer presents than four-legged members of the family. In fact, family pets can expect four per cent more presents that the nation’s grandfathers this year. Over a third (34 per cent) of pet owners admitted they will splash out on Christmas presents for their furry friends, compared to 11 per cent saying they will be buying for grandparents.

While the youngest child is often accused of being the most spoiled in the family, the research shows that it is in fact the eldest child who can expect to do the best out of Christmas this year. Not only will they receive more presents than any other family member, but they will have the most spent on them – an average of £70.13.

Barclay’s research indicates that the average Brit will purchase 27 presents for their family and friends, typically spending £37 per gift. 65 per cent of Brits say they enjoy buying presents for their loved ones but nearly a third (32 per cent) admit to getting carried away at Christmas. As a result, a huge 68 per cent admit to worrying about their finances during the christmas period – unsurprising when research has predicted that Brits will spend £17 billion on gifts this festive season.

The research also revealed that the top five worst presents to receive at Christmas were batteries, underwear, socks, a tie and soap. Nearly a quarter (24 per cent) of Brits have returned an unwanted gift

And 78 per cent of the Baby Boomer generation say children today get far more presents than they did when they were young.

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