Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Bluebell Blog & News

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According to the latest Lloyds Bank review, the number of people moving home is at its highest level since 2007. The number of home-movers (current owners moving house) across the UK increased by 2%.

The slight increase in home-movers could be a result of continued low mortgage rates and high demand for homes, which have made it easier for home-movers to take the next step on the housing ladder. The increase in 2017 follows a decline in the number of home-movers reported in 2016, which fell for the first in five years. Since hitting a market low in 2009, the number of home-movers has grown by 18%.

High house prices in London have adversely impacted the home-mover market in the capital, with numbers of home-movers falling by 6% in 2017 and the only area to show a decline in numbers. The South East region has the highest number of home-movers at more than double the next highest region. Over the past five years, the average price paid by home-movers has grown by 44% (£90,879) from £205,852 in 2012, to £296,731 in 2017.
In London, the average price a home-mover pays has grown by 59% since 2012 to £568,816, the highest in the UK.

The average deposit put down by a home-mover has also increased by 45% in the past five years, from £69,089 in 2012 to £100,387 in 2017. Londoners require the largest deposit of £196,535 towards the purchase of their next home, which is four times the average home-mover deposit of £46,032 in Northern Ireland. However, whilst Londoners pay the highest deposit in monetary terms, home-movers in East Anglia pay the largest deposit as a proportion of average house price – 37% (£110,321), followed by both South East and South West (36%).

Are you planning to move house, give Bluebell a call and we can guide you through all your options.

Your Expert Mortgage and Insurance Advisers.  01473 213312

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How can we help?  Call us on 01473 213312