Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

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As the decline of the UK’s once-bustling high streets continues to be a concern, research from Nationwide Building Society reveals a quarter of children (26%) don’t even know what one is. But the resounding message is clear – children value the experience of shopping locally, with 74 per cent stating they would rather spend £10 in a shop than online (15%). However, kids expect more variety on their local high street, more places to play and for their parents and carers to take them in the first place.

The national poll of 2,000 children aged five to 11 reveals seven per cent of children think a high street is literally the highest street in their local area, while one per cent think it’s a road that leads to the sky. In terms of geographic split, those in Northern Ireland were the least aware with two in five (43%) children not knowing what a high street is, compared to one in 10 (10%) in Greater London.

Nationwide commissioned the research as part of an ongoing commitment to the great British high street. This year the Society has pledged to not leave any town or city in which it is based without a branch until at least May 2021 – despite hundreds of bank branch closures this year alone. According to the poll, almost one in four (23%) children have never visited a greengrocer while close to one in three (32%) have never been to the butcher. This compares to just three per cent who have never visited a baker.

The research highlights that despite a lack of awareness, children want to experience bricks-and-mortar shopping, with nearly three quarters (72%) preferring to buy in a shop than online. The reasons are that they get to explore all the different things in there (64%), they get to feel grown up (31%), and that they get to talk to people (10%). Interestingly, children were able to shed light on their parents’ shopping habits too – three quarters (76%) say their shopping usually comes from a large supermarket and two in five (40%) said they shop online. Half of children in Greater London (50%) say their family shops online, compared to just over a quarter of children in Wales (27%).

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