Buy To Let
Many clients are looking at ways of bolstering their retirement income and Buy To Let investment properties can typically be an effective way to achieve this. Here at Bluebell we have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.
There have been some changes in the Buy to Let market recently with tax changes coming into force surrounding the deduction of mortgage interest and the increased rate of stamp duty on second properties.
These changes, coupled with new rules surrounding professional landlords, (defined as those with 4 or more mortgaged Buy To Let properties) have created tougher criteria for borrowers on rental coverage and affordability. This will make it harder to obtain buy to let finance.
It is therefore essential that you receive the correct advice before making any decisions.
Bluebell can advise on various ways of structuring your property purchase or refinance that may make it more tax efficient.
We can also refer you to our associated chartered tax accountant if more detailed advice is required.
If you already have a Buy To Let property or portfolio, Bluebell can advise on remortgage options to lower your interest payments or raise capital for your further investment plans.
*The Financial Conduct Authority does not regulate some forms of Buy to Lets.
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