Bluebell Mortgages
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    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

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    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.


    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

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    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

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    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

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    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.


    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

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Known as Britain’s breathing spaces, house prices in national parks are on average almost £128,000 more expensive than equivalent properties in surrounding counties.  The average house price in England and Wales is £294,021, compared to the average national park house price of £394,141– new data from Lloyds Bank has revealed.

The New Forest is the most expensive national park, commanding average house prices of £643,371, a premium of 97% (£317,426), followed by the UK’s oldest park, the Peak District and the most visited, the Lake District, both with premiums of 92%. Alongside the New Forest, the newest national park, South Downs – which became an official national park in 2011– with is the least affordable national parks, where average house prices are 15 times the average local earnings.  The cost of a home in some of the nation’s most treasured sites, is more than 11 times (11.6) local average gross annual earnings (the comparable ratio for England and Wales as a whole is 7.6 times average earnings). Over the past 12 months, house prices in the majority of these areas have risen by 4% (£16,815) overall compared to 3% for England and Wales (£7,516).

Over the past 10 years, the North Yorkshire Moors, Brecon Beacons and Pembrokeshire Coast have all become more affordable to buyers, with Snowdonia – now the most affordable national park – where average house prices are close to seven times average local earnings.  The average house price in national parks across England and Wales has increased by £103,039 (35%) over the same period, up from £291,102 in 2009 to £394,141 in 2019. This increase is £9,593 higher than the average house price rise since 2009 across the whole of England and Wales.

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The process of buying a home or arranging a remortgage can feel stressful enough, but it’s being made more challenging by recent data that reveals the average shelf-life of a mortgage product has dropped from 28 days down to just 15 days1, making it more important than ever to act fast to help secure a deal that’s suitable for you.

How can we help?  Call us on 01473 213312