Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?
For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly unable to work due to illness or injury. With rising household costs and increasing NHS waiting times, now is an ideal time to ask a simple but important question: could […]
Mortgage Market Update: Borrowing Opportunities Improve as Lenders Cut Rates and Ease Rules
A shift is taking place across the mortgage market, bringing a wave of opportunity for both prospective buyers and existing homeowners. Leading lenders are responding to expectations of falling interest rates by reducing mortgage pricing and easing affordability criteria. This development could enhance borrowing potential for many households in the months ahead. Leading Lenders Reduce […]
Government Plans to End Leasehold for New Flats
The Government has announced plans to ban the sale of new leasehold flats in England and Wales, replacing them with a commonhold ownership structure….
How to Protect Your Home & Your Future: Why Government Support Won’t Save You
For most homeowners, a mortgage is the biggest financial commitment they will ever make. It’s a long-term promise – one that provides security, stability, and a future for your family. But what happens if you suddenly can’t make your payments?
The Government’s Help to Build Scheme: Making Custom and Self-Build Homes More Accessible
For many people, the idea of building their own home has long been seen as a luxury—complex, expensive, and out of reach for all but the wealthiest. However, the UK government’s Help to Build scheme is seeking to change that, offering financial support to those who want to design and construct their own homes rather than buy on the open market.
Does Your Mortgage Deal Still Fit Your Needs?
Are you on the mortgage deal that fits your current circumstances? In today’s ever-changing financial landscape, it’s easy for mortgage deals to become outdated before you know it, and increasingly important to be aware of what’s out there that could be of interest to you.
Is Your 2-Year Fixed Rate Coming to an End? Let’s See if You Could Get a Better Deal
If your two-year fixed mortgage is about to expire, you might potentially be in for some positive news.
Buying a Home in a Flood Risk Area: What You Need to Know
Purchasing a home is one of the most significant decisions you’ll ever make, so it’s crucial to consider all potential risks before committing. This winter, flooding has once again made the headlines, affecting many homes across the UK, and highlighting the importance of factoring in flood risk when searching for your next property. For some […]
Property Experts Forecast 2025 to be a Buyer’s Market
The UK housing market is showing signs of a strong start in 2025, with significant increases in new property listings and a rise in average asking prices. Estate agents Rightmove report that the average price of properties coming to market has increased by 1.7% (£5,992) this month, reaching £366,189—the largest new year price jump since […]
Big Changes Proposed to Make Mortgages Easier
There’s some potentially good news on the horizon for homeowners and aspiring buyers: the Financial Conduct Authority (FCA) is considering shaking things up in the mortgage world. With house prices soaring and affordability feeling like a distant dream, these proposed changes aim to make borrowing simpler, fairer, and more accessible. If you’ve ever felt the […]
