Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Bluebell Blog & News

Home Extensions: Where To Start?

Request a call back

"*" indicates required fields

By clicking Send Request you are agreeing to the terms and conditions of our Website’s Privacy Policy and are consenting for us to contact you using these details.
This field is for validation purposes and should be left unchanged.

If you and your family are thinking of needing extra space – the natural thought can be to simply search for a new property. However, with the turbulent housing market and rising cost of mortgages – one answer might be right under your feet.

Adding Value to Your Home

Not only can a home extension offer the much-needed space, but it can add some real value to your home in the process too. A survey by Checkatrade revealed that an extension can add between 5-8% to your property value, depending upon the size, style and design of the extension itself1.

However, before getting started with the building tools, it’s wise to do a little research on the key considerations to be had when embarking on an extension project.

Planning Permission

Depending on the size and location of your planned extension, you may or may not need planning permission from your local council. There are permitted development rights allowing some single-storey rear extensions to be built without the need for consent. However, it’s important to check the specific measurements and regulations to ensure your extension complies.

Building Regulations

Even if you don’t need planning permission, building regulations approval will still be required. The extension must meet minimum standards for structural integrity, insulation, electrical safety and so on. Using a qualified builder can help ensure regulations are followed.

Inform Your Insurer

Let your home insurance provider know about your extension plans, as this could affect your cover during the works and once completed. Additional rebuild costs may increase your premiums too.

Speak to Your Neighbours

Be considerate and talk through any disruption the works could cause. You may also need neighbours to agree to plans if building on shared walls or boundaries under Party Wall laws. Maintaining good relations is key.

Finding the right Architect & Building Firms

This is arguably the most important decision. Do your research to find an experienced and trustworthy builder or architect. Get recommendations and read reviews. Make sure they have the specific expertise you need.

Get Multiple Quotes

To achieve the best value, get at least three itemised quotes from different builders outlining the full costs. Compare these in detail before selecting who to hire.

Hopefully these tips give you a good overview of key things to consider at the start of your extension journey. It certainly pays to conduct proper planning early on to smooth out and manage the key processes in an effective way – and to turn your place into your dream home, without having to move properties.

Sources

Checkatrade (2024) How much does an extension add to the value of a house?. Available at: https://www.checkatrade.com/blog/expert-advice/extension-add-value-house/ [Accessed 26 Feb 2024]

All the information in this article is correct as of the publish date 29th February 2024. The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics and images does not, and is not intended to, substitute advice; instead, all information, content and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information.

Share This Post

More To Explore

Pocket Money – Budgeting for the Future

A Cambridge University study once found that a person’s financial habits were established by the age of just 7, so we look at some ways that could get kids off to a flying start

Act Fast to Secure Your Mortgage Rate

The process of buying a home or arranging a remortgage can feel stressful enough, but it’s being made more challenging by recent data that reveals the average shelf-life of a mortgage product has dropped from 28 days down to just 15 days1, making it more important than ever to act fast to help secure a deal that’s suitable for you.

How can we help?  Call us on 01473 213312