Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Bluebell Blog & News

Simple Frauds are proven to be the most hazardous

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Most of us are aware of the risk of being a victim of fraud. We take basic precautions to guard our passwords, especially those to do with money and banking or when using the internet to buy goods and services online.

However, according to research, we are at our most vulnerable when we are telephoned or contacted directly via email or text from callers pretending to be from trusted organisations, but who are really fraudsters. These ‘impersonation’ calls have seen a massive increase with over 33,000 fraud cases already in the first half of the year, according to UK Finance.

The numbers represent a doubling in cases against the same period last year and accounted for nearly £130 million being stolen from unwitting victims.

In the most common of these attacks during the pandemic, fraudsters send a person a message, seemingly from a legitimate number, to claim that a small payment is needed before a package can be delivered.

When the recipient clicks on the link, it redirects them to a copycat website where victims are requested to give their bank details to make the ‘made up’ payment. Having done so, those details are then used to withdraw money from the account.

The UK Finance survey also highlighted that because we don’t like to be rude, we will listen to calls or take messages even if we do not know the caller. Over 92% of people questioned said they found it difficult to say no when contacted.

Unprompted phone calls, texts or emails claiming to be from your bank, building society or other organisation requesting information about you personally or asking for financial information, should be terminated as soon as possible without providing any information. Instead, it is recommended that if a person is approached in such a way, they should contact that organisation via a trusted contact number or email to find out if the original call was genuine.

Most financial organisations will never approach a customer to provide sensitive information over the phone. Also check the website address you have been given if asked to enter bank details online. In most cases, it will not be a complete match.

Lastly, if you have elderly relatives, make sure their telephones block calls from unknown sources and they are told to refer any such requests or calls to you.

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How can we help?  Call us on 01473 213312