Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.


    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.


    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.


    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Bluebell Blog & News

Is it time to switch your mortgage?

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At the beginning of August, the mortgage industry regulator, The Financial Conduct Authority (FCA), published a statement estimating that there are approximately 370,000 borrowers who could save money by switching their mortgage.1

The FCA also gave insight into the savings that can be made across the nation – amongst the 370,000 homeowners highlighted that over a period of two years, 110,000 are estimated to save less than £500 per year, 150,000 of them could be missing out on the chance to save over £1,000 per year, and another 110,000 homeowners potentially could save between £500- £1,000 per year1.

The research states that 74% of homeowner’s mortgages “are on fixed rates, typically fixed between 2-5 years”1, though if yours is coming to an end soon, it’s advisable to start thinking about what comes next, and that it’s generally recommended to seek specialist mortgage and protection advice from those within the industry before making any decisions.

Given the rising cost of living, it’s never been more important to consider your options to ensure that your mortgage fits your exact circumstances. We are aiming to do everything we can to support our clients through this challenging period, so please do not hesitate to contact us and arrange an appointment to talk more about your arrangements and how our expertise could help you.


1 – Financial Conduct Authority (2022) Switching in the mortgage market – an update. Available at: (Accessed 22nd August 2022)

All the information in this article is correct as of the publish date 25/08/2022. The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics and images does not, and is not intended to, substitute advice; instead, all information, content and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information.

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