Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.


    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.


    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.


    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Tips on Property Viewing

Illustration of viewing properties from a distance.

So, you have a property in mind and have arranged a viewing with the agent, here are some tips on viewings.

Making the most of your viewing.

Amazingly you will probably spend more time looking at a new phone, handbag or shirt than you will looking at your most expensive purchase your home. Even a large 5/6-bedroom house can be viewed in under 15 mins, a 1 or 2-bedroom house or apartment could be as little as 5. But a viewing if conducted with the owner is a golden opportunity to get some face to face time with the person selling the house (not the agent). A friendly chat with the seller can reveal a wealth of information about the circumstances behind the sale.

  • Are they moving up the ladder?
  • Are they separating or divorcing?
  • Moving for work
  • Emigrating
  • Have a baby on the way
  • An older person moving into care
  • An inherited property
  • A Buy-To-Let Investor selling an empty property

If you get the scenario where the seller must sell you may be able to negotiate an offer on the asking price. For example, someone who is relocating for work has a finite time to move and wouldn’t normally want to have the costs of an empty property as well as their new accommodation.

Don’t miss out on this valuable opportunity by whizzing round the house, take your time ask questions and just have a general chat, you would be surprised at what a lot of sellers will tell you if you simply ask the questions.

Worried about dealing with agents, let us do it for you!!

Dealing with estate agents can be daunting, we do it all the time so if this is something that you would like some help with just ask. We can put your offer in for you and negotiate the sale, this is at no additional cost!

Its important to speak to an adviser and find your budget before starting to look around new houses.
Give us a call for your Free initial consultation and find out your Budget.
Your Expert Mortgage & Insurance Advisers 01473 213312

Have questions ?  Call us on 01473 213312

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