Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Taking Charge of your Property Sale

If you are thinking of selling your home, there is an important list of ‘to-do’s that should be followed to ensure that you get the right price and the transaction completes at a time that suits you.

Choosing the right estate agent

Of course, personal recommendations are extremely helpful but a good agent should be proactive on your behalf, know the area in which you live intimately and have a list of likely buyers to introduce and be able to present your property in the best light. Remember, going with the one who promises the highest price does not guarantee a sale at the level you are looking for.

Don’t rely on your estate agent

Having said how important it is to find the right estate agent, don’t sit back and expect them to do all the heavy lifting.

Check out other properties’ asking prices

Look at what other houses in your area are selling for. View online the most recently sold properties in your postcode to give you a good idea of an asking price.

Make your property clutter free

If you have a lot of furniture it can make the rooms look smaller than they are. Pack away (where possible) extraneous furniture and other fixtures that make the property look cluttered. For example, work surfaces in the kitchen should be clear to make the space look bigger and more attractive to potential buyers.

Clean up and make minor repairs

Make a point of cleaning the house. If you have time, cleaning the carpets can have a dramatic effect on the atmosphere and look of the property. Having a good clean up, helps make your home more sellable. Also, places, where paint has flaked off through constant use, could use a paint refresh. Check and see whether there are any other small repairs that need doing or scuff marks that need a touchup. Making an effort will make your home look better and the offers you get will reflect the care you have taken.

Giving a good first impression

What do people see as they come to the front door? Don’t forget the garden and the front of the house. Look at the outside of your house as if you were looking at it for the first time. Are there any bushes or trees that need trimming? Are the windows clean, has the grass been cut? As you go through the front door, does the scene before you make you feel that if you were a buyer, you would want to buy your home?

Up to date with paperwork

Do make sure that all your relevant paperwork is up to date such as gas safety certificates or sign offs for building work you might have undertaken. Having everything up to date will mean a faster resolution.

Conveyancer

Make sure that your legal representative is keeping up with the conveyancing of your property. They might not need chasing up, but there is no harm in making sure that they know you are on the ball and expecting a fast resolution.

If you want everything to go smoothly with your sale, it pays to be proactive.

Give us a call for your free initial consultation and get your finances in place before you move. 01473 213312

All the information in this article is correct as of the publish date 23rd February 2023. The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics and images does not, and is not intended to, substitute advice; instead, all information, content and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information.

Have questions ?  Call us on 01473 213312

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