Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.


    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.


    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.


    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Moving home checklist

Illustration of a moving home checklist from Bluebell Mortgages

Moving house is an exciting time – a new house and area is the beginning of a a new chapter in your life.

However, moving house is not without its snags.

Making sure that you have everything in order for the big day helps to ensure that your move is as stress free as possible.

One month before…

▢ Get removals quotes and book your chosen firm.

▢ Research your new area to familiarise yourself with local news and facilities.

▢ Order packing materials – your removal company might be able to help.

▢ Check if your insurance policy covers your move. If not, your removals company might be able to provide cover.

▢ Make a full inventory of your possessions to help you keep track of them during the move.

▢ Have a clear out! Moving house can be the best time to clear out unwanted possessions because most removal companies charge by the volume.

▢ Book the time off work.

▢ Order any furnishings you need for your new home.

▢ Start to clear out the loft, shed and any other storage spaces.

Two weeks before…

▢ Inform utilities companies about your move.

▢ Complete the Post Office mail redirection form.

▢ Start packing non-essential items, such as decorations.

▢ Book people to carry out any other services you need, cleaners for instance.

▢ Organise someone to look after any pets and childcare on the day.

1 week before…

▢ Put any essential items such as passports and insurance documents in a safe place.

▢ Make sure you know where they are at all times when you are packing up your house.

▢Tell your local council and ask for a statement on your council tax.

▢ Send out an email or cards to inform your friends and family about your change of address.

▢ Prepare a box of moving day essentials.

▢ Try to do as much of your packing as you can. Leaving it until the last minute could make your move a lot more hectic.

▢ Transfer into pots any plants you will be taking.

▢ Return any borrowed items.

▢ Find out when you need to collect keys from your estate agent.

The night before…

▢ Make sure you are fully packed and have carried out a final check of your property.

▢ Pack a night bag for your first night in your new home, so you don’t have to rummage through boxes looking for your toothbrush after a busy moving day.

▢ Ensure your mobile is fully charged.

▢ Pack together a kit of some key tools. Include a sharp knife to open boxes.

The big day…

▢ Record utility readings for water, electricity and gas.

▢ Strip the beds. Pack your bedding and any curtains you are taking with you.

▢ Lay down sheets to protect the floors.

▢ Label your boxes with what they contain and where they should go in your new home.

▢ One person should stay to check that the movers have packed your items correctly.

▢ Make sure the movers know where they are going! Printing out a route on Google Maps can be a good idea.

▢ One of you should aim to get to the property before the movers arrive to guide them in and show them where to put boxes.

▢ Check for any items damaged during the move before the movers leave.

▢ Ensure that the previous owners haven’t left anything.

▢ Check all keys work in the required locks.

▢ Plug in your electric appliances.

▢ Connect the dishwasher.

▢ Most importantly, don’t rush. Rome wasn’t built in a day, and your new house won’t be fully sorted for some time. Leaving the unpacking for tomorrow and unwinding during your first evening can be a worthwhile choice.

When you’re settling in…

▢ Take meter readings from the new property and contact utility companies.

▢ Get to know your neighbours and local area.

Have questions ?  Call us on 01473 213312

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