House Prices Set for a Gentle Rise in 2026. What It Means for You
After a few uncertain years for the housing market, there may be some steadier news for homeowners According to new figures from Rightmove, UK house prices are expected to rise by around 2 per cent during 2026, marking a modest improvement after a relatively flat period1. It is not a return to the rapid price […]
Common Bank Statement Mistakes That Could Delay Your Mortgage
Applying for a mortgage is exciting, but it often involves more scrutiny than people expect. One of the first things a lender looks at is your bank statements. They give a real-time picture of how your money is managed, whether your income is steady, and whether your spending habits suggest you can comfortably take on […]
How New Energy Efficiency Rules Could Affect UK Landlords and Tenants
The Government is preparing major changes to the energy efficiency requirements for rental properties across England and Wales. These proposals form part of a wider push to make homes warmer, greener, and more affordable to run. Although the plans are still subject to consultation, landlords and tenants may wish to be aware of what is […]
How to Choose the Right Investment Property in 2025
The buy-to-let market continues to evolve. With rental demand remaining strong and borrowing costs higher than in previous years, choosing the right investment property has become a more strategic decision than ever. A successful investment is no longer just about location or instinct. It is about understanding what you want your investment to achieve, being […]
End of No-Fault Evictions in Biggest Shake-Up to Renting Laws in a Generation
Renters and landlords are facing the biggest shake-up in housing law for more than thirty years after the Government’s Renters’ Rights Act officially became law1. The legislation, which received Royal Assent on 27 October 2025, will end “no-fault” evictions, tighten property standards and create new rights for tenants. It aims to make renting fairer and […]
Thousands of Landlords to Face Quarterly Tax Reporting Under New HMRC Rules
Landlords across Britain are being warned to prepare for a major tax shake-up that will affect thousands from April 2026. Under new HMRC rules, many property owners will soon have to report their rental income and expenses to the taxman every three months, rather than just once a year 1. What Is Changing? The changes are […]
What Landlords Need to Know About the Renters’ Rights Bill
The Renters’ Rights Bill is expected to become law this year and will introduce significant reforms to the private rented sector in England. The changes are designed to improve tenant rights and raise housing standards, but they also bring new responsibilities for landlords1. This is a good time for landlords to understand what is coming, […]
Housing Market Update: Average Asking Prices Reach Record High This Spring
The UK property market has made a confident start to spring, with the average asking price of a home reaching a new record high. This comes despite the end of the temporary stamp duty relief at the beginning of April, demonstrating that both buyers and sellers remain active and engaged. According to the latest figures […]
Government Plans to End Leasehold for New Flats
The Government has announced plans to ban the sale of new leasehold flats in England and Wales, replacing them with a commonhold ownership structure….
Is Your Five-Year Fixed Mortgage Ending? Here’s What You Need to Know
If your five-year fixed mortgage deal is coming to an end, you might be wondering what to do next. Many homeowners who locked in a low fixed rate several years ago are now facing a different mortgage market, where rates have changed.
Property Experts Forecast 2025 to be a Buyer’s Market
The UK housing market is showing signs of a strong start in 2025, with significant increases in new property listings and a rise in average asking prices. Estate agents Rightmove report that the average price of properties coming to market has increased by 1.7% (£5,992) this month, reaching £366,189—the largest new year price jump since […]
Rising Demand for Chain-Free Homes as Stamp Duty Deadline Approaches
With a significant surge in demand for homes that are chain-free, the UK property market is buzzing as buyers seek a speedy move to beat the looming stamp duty hike. A recent report by Zoopla highlights that 32% of homes currently on the market are listed as chain-free, a significant draw for those keen to […]
Buy-to-Let: The Importance of Understanding Rental Yields
For prospective landlords, understanding the rental yield can be crucial for making informed decisions about the property you intend to purchase and let out.
Can I rent out my home on Airbnb if I have a mortgage?
With holiday season in full swing and many of us looking at leaving our homes for a week or two in search of the sun, the thoughts of advertising your home as a holiday-let to make a bit of spare cash may seem quite appealing.
Boilers and Energy Ratings: What the latest Government Changes mean for Landlords & Buy to Let Property
Boilers and Energy Ratings: What the latest Government Changes mean for Landlords & Buy to Let Property
Why are house prices so high and property so scarce?
One of the key questions that is frequently asked by many, is why are UK house prices reaching such high levels, with soaring increases seen each year?
Is it time to switch your mortgage?
At the beginning of August, the mortgage industry regulator, The Financial Conduct Authority (FCA), published a statement estimating that there are approximately 370,000 borrowers who could save money by switching their mortgage.1 The FCA also gave insight into the savings that can be made across the nation – amongst the 370,000 homeowners highlighted that over […]
New build property – a better choice?
Should aspiring homeowners or next time buyers choose to buy an existing property, or opt for a new build? …Read our Pros and Cons….
Barsham Vale, Beccles, Suffolk
CGI of the Barsham Vale development – Image: Hopkins Homes Bluebell Mortgages Can Help You to Secure a Mortgage For The House of Your Dreams We have recently completed two mortgages at the Barsham Vale Development, built by Hopkins Homes and the next could be yours! At Bluebell Mortgages, we help many couples, families and […]
Inflation, Interest Rates and Your Mortgage
After a lot of speculation, the Bank of England overwhelmingly voted last month to keep interest rates at 0.1%.Interest rates have remained at a low of 0.1% since the start of the pandemic, however with inflation to the end of October at 4.2% (the highest since 2011) the Bank has indicated that a slight rise […]
Abolition of Ground Rent
Currently a Leasehold Reform Bill is being debated in parliament that will abolish ground rents charged on all new build property. Not to be confused with standard monthly rent paid to the owner of the property, ground rent is a rental charge attached to the ground on which the property sits. It is paid annually […]