Interest rates on hold… How does it affect you?
If you have a mortgage that is a ‘Base Rate Tracker’ your mortgage repayment will stay the same, unless your mortgage provider has a time clause in your contact. Other mortgage interest rates can go up (or down) this very much depends on what your mortgage provider uses to calculate the lending. They may use […]
Limbo towards a “Dream Home”
People are in limbo and putting their lives on hold as they struggle to save towards their ‘dream home’, new research reveals.
A challenging time for millennials
Housing is seen to be one of the biggest issues for young people in the 21st century.
Be In Control!
New data from a landmark study led by Cancer Research UK researchers looks at the things in people’s lives that cause cancer and calculates how many cases in the UK are linked to each of these risk factors.
Last Chance for Old Tenners
Time to raid your money boxes and check for £10 notes, as the old paper £10 note featuring Charles Darwin will be withdrawn tomorrow at 23:59 (Thursday 1 March). The Bank of England are encouraging anyone who still has any to use them in the next week.
First Time Buyers on the Property Ladder
The number of first-time buyers is believed to have reached 359,000 in 2017, whilst those taking their first step on to the property ladder are putting down almost double the deposit than a decade ago, according to the latest Halifax First-Time Buyer Review.
Keep on Moving
According to the latest Lloyds Bank review, the number of people moving home is at its highest level since 2007. The number of home-movers (current owners moving house) across the UK increased by 2%. The slight increase in home-movers could be a result of continued low mortgage rates and high demand for homes, which have […]
Releasing Equity
Away from the consistently top reason for releasing equity of Home/Garden Improvement, over 1 in 5 are utilising the funds to ……
Who Wants to be a Millionaire
The most recent house price data from Lloyds Bank today revealed that sales of million pound properties in northern England strongly outperformed many other parts of the country in the first six months of 2017. Purchases of premier properties in the North West and Yorkshire and The Humber rose by 55% and 45% respectively. Increases […]
Plan B
New research by Royal London has suggested that 5.8 million renters don’t know how they’d cope if they were too ill to work. The survey revealed that……
Weather Warning
Environmental changes mean the risk of flooding is growing for many parts of the UK, and this year has brought a stark reminder of the worst that extreme weather can do. As it embarks on an ambitious building plan for homes, the ABI feel it is important that Government has a firm eye on the steps it should be taking to help all properties, including businesses, be more resilient in the face of these threats.
Unlocking the Wealth from your Property
The most recent figures from retirement income providers Retirement Advantage show funding home or garden improvements and also clearing and consolidating existing debts are the most popular reasons for using equity release.
First Time Buyer Stamp Duty Relief
The Chancellor of the Exchequer Philip Hammond has delivered his 2017 Autumn Budget and announced stamp duty land tax relief for first-time buyers, effective immediately.
Retirement Roulette
Older workers are finding themselves caught in a game of retirement roulette as many are relying on external factors such as a downsizing, an inheritance or even a lottery win to be able to afford a comfortable retirement…
Has your Mortgage Deal come to an End?
Has Your Mortgage deal come to an end?
Are you stuck on your lenders Standard Variable Rate?
If so Bluebell can help, our expert advisers are on hand to guide you through you mortgage change.
Call us now for a FREE Initial Consultation. Your Expert Mortgage And Insurance Advisers – 01473 213312
Escape to the Country
Countryside homes are 20% more expensive on average than in urban areas, according to the latest annual Halifax Rural Housing Review.
Getting on the Ladder
UK Finance data shows that lending for a first house purchase was higher in August 2017 than in July and also the same time last year.
Planning Ahead
One in seven older home owners planning to downsize in later life believe they will be unable to retire unless they move to a cheaper property, a survey has found…….
Stamp Duty Certainty
Homeowners spend an average £12,693 in total on stamp duty as they move up the housing ladder, according to the latest research from Lloyds Bank.
Round as a Pound?
The Treasury has set the deadline and there is now less than three months left to spend or bank the old round £1 coins as the new dodecagon (12-sided) version outnumbers the old coin for the first time since it was introduced in March.
Gadget Nostalgia
The latest survey from My Home Move reveals that would-be first time buyers are nostalgic for stereo players, teas-maids and VHS recorders, wishing these items, once found in every home across Britain, would make a comeback.
Holiday Saving Tips
Going on holiday can be an expensive period, with Car hire, travel insurance and money conversion fees the extras can soon mount up. So here are a few tips to help you avoid the excessive charges.
If You Dont Ask, You Dont Get
It’s no secret that first time buyers are experiencing a difficult time in the property market, with rising house prices and a lack of affordable homes contributing to the growing problem. New research from Barclays Mortgages has revealed how those who bought for the first time in the last five years regret not negotiating prior to purchase…..
House Price Growth
Average house prices in the UK have increased by 5.6% in the year to April 2017 (up from 4.5% in the year to March 2017) according to the Office for National Statistics. While up against March 2017, there has been a general slowdown in the annual growth rate since mid-2016. The average UK house price […]
Deadline to the Breadline
Britain’s employees could maintain their current lifestyle for only a month if they lost their source of income and had to rely on savings.
Forecasts & Predictions
New research released by Barclays Bank, the Barclays UK Property Predictor, reveals the areas across the UK where house prices and rental incomes are expected to rise. The research uses factors including rental trends, employment levels and commuter behaviour as well as current house prices to create an index of property hotspots…………
A Nation of Savers?
More than one in four (28 per cent) say they are saving less than this time last year. This is compared with only one in five (20 per cent) who are saving more. The sharpest fall was among millennials, with a third (33 per cent) of those aged 25-34 saying they are now saving less […]
Stroke Awareness Month
Scottish Widows is highlighting the nation’s lack of a financial back-up plan should a stroke or any other serious condition like this be diagnosed. A quarter of Brits could only afford to pay household bills for a maximum of three months if they or their partner were unable to work due to long-term illness……..
Spend Spend Spend
The latest Family Spending Survey has been released by the Office for National Statistics which suggests the average weekly household spending remained level at £528.90 in the financial year ending 2016…….
On the Market? The clock is ticking
Twelve days is the optimum length of time for a property to be listed on the market in order for it to achieve the maximum sale price, according to analysis from Home Owners Alliance. Any less or more than twelve days on the market means that sellers accept……….
Bagging a Discount Online
The latest Lloyds Bank UK Consumer Digital Index shows the benefits of being digitally savvy, with people saving hundreds of pounds a year by using online discounts, cashback and vouchers codes…….
London Marathon runners….what Knot to do!
This weekend will see thousands of runners taking part in this years London Marathon for many worthy causes and engineering researchers may have some helpful tips as they believe they have solved the riddle of why shoelaces come undone by themselves. After a detailed study…………
What’s in Your Basket?
Non-dairy milk, such as soya, rice and oat milk, are being added to the ONS’s inflation basket for the first time, reflecting the increase in the popularity of dairy-free diets and the rise of campaigns such as “Veganuary”. In addition, gin is returning to the basket after a 13-year absence……..
Bank of Mum & Dad
The number of first-time buyers relying on financial input from the ‘bank of mum and dad’ has reached a historic high with the trend looking set to continue, new research by the Social Mobility Commission has revealed……..