Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Bluebell Blog & News

Financial Protection

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We hope you are keeping safe and well during these unprecedented times.
A report by the Mintel Group highlighted that 41% of people in the UK would struggle to pay their bills after an absence from work of less than six months.
If you were unable to work, your sick pay ran out and you had to claim benefits, could you still afford to pay the mortgage or rent and other household bills?

But I could rely on savings?
Many people overestimate their financial security, the average UK employee only has enough savings to last them 32 days if their current income stopped.  This opens up many questions such as, how will you maintain your lifestyle? How will you pay your bills? How will you keep up with mortgage or rent payments? How will you continue to provide for your family?

But I can’t afford Protection?
Many people insure their pets and their mobile phones but forget about themselves.
But what happens if you are unable to work because of injury or sickness and your income stops?  How will you afford that phone bill, your rent, mortgage and other household bills?
You want to have the peace of mind that if you become ill, you have the income to maintain your current lifestyle.  We can work with you to find a solution for all budgets.

But it won’t happen to me! 

Unfortunately, it can and does happen, and it is important that it should be planned for and protected against. Protecting yourself and your finances is one of the most vital investments you will ever make for you and your family.
If you owned a machine that paid you a salary every month, would you insure that?  Almost certainly! 
If you imagine that machine is you, then it highlights how important it is for you to have a contingency plan to protect your income.  You will then be able to rest in the knowledge that you have a safety blanket for you and your family should the unfortunate happen.

The solution
Income protection can ensure that you have peace of mind and are able to keep up your mortgage payments and other bills. 

We have access to a wide range of providers and have the technology available that allows us to discuss, review and arrange your finances remotely and securely.

Please give us a call to arrange your Free Consultation to review your current arrangements. 01473213312
 *Availability and cost of cover is subject to criteria such as age, lifestyle, current health and medical history.

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How can we help?  Call us on 01473 213312