Why You Should Speak to an Adviser When Your Mortgage Deal Ends
When your fixed-rate mortgage deal comes to an end, it might feel easiest to stay with your current lender. After all, they know you, they already have your details, and they might even send you a letter inviting you to switch to a new rate. But before you sign anything, it is worth pausing to […]
What Landlords Need to Know About the Renters’ Rights Bill
The Renters’ Rights Bill is expected to become law this year and will introduce significant reforms to the private rented sector in England. The changes are designed to improve tenant rights and raise housing standards, but they also bring new responsibilities for landlords1. This is a good time for landlords to understand what is coming, […]
Could This 100% Mortgage Help Your Kids Buy a Home Without a Deposit?
If you have children or grandchildren stuck renting, watching house prices rise, and struggling to scrape together a deposit, there might be some long-awaited good news. A new No Deposit Mortgage from April Mortgages could help first-time buyers purchase their first home without needing any deposit at all. Yes, you read that correctly. For the […]
Housing Market Update: Average Asking Prices Reach Record High This Spring
The UK property market has made a confident start to spring, with the average asking price of a home reaching a new record high. This comes despite the end of the temporary stamp duty relief at the beginning of April, demonstrating that both buyers and sellers remain active and engaged. According to the latest figures […]
Buying a Home in 2025? Here’s How Stamp Duty Has Changed
If you’re planning to buy a home in England or Northern Ireland this year, there’s an important update you should know — stamp duty has increased. From 1 April 2025, the government changed the rules, which means many home buyers will now pay more in stamp duty than they would have a few months ago. […]
Sick Pay Gaps and Your Mortgage: Are You Covered If You Cannot Work?
For most people, their mortgage is their largest monthly financial commitment. However, few take the time to consider what might happen if they were suddenly unable to work due to illness or injury. With rising household costs and increasing NHS waiting times, now is an ideal time to ask a simple but important question: could […]
Mortgage Market Update: Borrowing Opportunities Improve as Lenders Cut Rates and Ease Rules
A shift is taking place across the mortgage market, bringing a wave of opportunity for both prospective buyers and existing homeowners. Leading lenders are responding to expectations of falling interest rates by reducing mortgage pricing and easing affordability criteria. This development could enhance borrowing potential for many households in the months ahead. Leading Lenders Reduce […]
Government Plans to End Leasehold for New Flats
The Government has announced plans to ban the sale of new leasehold flats in England and Wales, replacing them with a commonhold ownership structure….
Is Your Five-Year Fixed Mortgage Ending? Here’s What You Need to Know
If your five-year fixed mortgage deal is coming to an end, you might be wondering what to do next. Many homeowners who locked in a low fixed rate several years ago are now facing a different mortgage market, where rates have changed.
How to Protect Your Home & Your Future: Why Government Support Won’t Save You
For most homeowners, a mortgage is the biggest financial commitment they will ever make. It’s a long-term promise – one that provides security, stability, and a future for your family. But what happens if you suddenly can’t make your payments?
