Bluebell Mortgages
  • First Time Buyer

    Bluebell Mortgages are expert mortgage brokers and have a detailed knowledge of mortgage lenders’ and first time buyer mortgages.

    Moving Home

    We can inform you of all the likely fees associated with a house move, identify your current position and calculate your likely required loan amount.

    Remortgaging

    If you already have a mortgage and your current deal is due to expire in the next 6 months, we can help find you the most effective deal for you.

    Buy To Let

    We have a vast experience of the Buy To Let market and are able to offer our clients detailed advice on the correct method of funding potential purchases.

    Shared Ownership

    An effective way for first time buyers to get on the property ladder, it can considerably reduce the amount needed for a deposit.

    Specialist Finance

    Bluebell Mortgages have specialist advisors who can assist you with your first or next commercial or self-build development.

    Older Borrower

    The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older.

    Insurance

    This can range from Life Assurance to protect your mortgage or family, Critical Illness cover, Income Protection and General Insurance.

  • FAQ's

    We’ve collated our most frequently asked questions below, but if there’s a question on your mind that we haven’t covered, please get in touch.

    Success Stories

    We’re passionate about helping people get to where they want to be on the property ladder. Our customers share their stories of how we helped them.

    Knowledge Base

    Here we can share with you our many years of industry experience & knowledge so that you can feel confident and prepared for your mortgage journey.

    News

    We regularly post about all things in the Mortgage world and other industry information. We also post about what's going on at Bluebell Mortgages.

Bluebell Blog & News

Five Ways to Cut the Cost of Christmas

Request a call back

"*" indicates required fields

By clicking Send Request you are agreeing to the terms and conditions of our Website’s Privacy Policy and are consenting for us to contact you using these details.
This field is for validation purposes and should be left unchanged.

The cost-of-living crisis means that Christmas may have to look a little different for many people this year, but the good news is that a budget Christmas can still be a special one. We’ve put together five top tips for how you can cut the cost of Christmas, all it takes is a little creativity and imagination!

Create a secret stash

The Christmas break can be a great time to enjoy some indulgent food and drink, however it needn’t cost a fortune if you plan ahead and buy the right items, at the right price. Know the value of what you’re looking to buy, and keep an eye out for special deals available in the run up to Christmas, stashing away non-perishable treats and gifts when you find them at the right price.

Many supermarkets run promotions on party foods and posh nibbles – 3 for 2 offers and so forth, so stock up when you can, but make sure that you’ve got sufficient space in the freezer beforehand!

It also pays to check the ‘Use by’ dates too – not all Mince Pies will last until Christmas Day!

The value of loyalty points

Whether it’s a supermarket loyalty card, credit card reward points or online credit built up from shopping or delivery services apps, most of us are likely to have been earning loyalty points throughout the year, so take a look at your balances and see where you can cash in those points and get Christmas for less.

Take Stock

Before getting stuck in with the Christmas shopping, it’s worth taking stock at home to see what you’ve already got from last year, and can therefore skip buying this time around – from all sorts such as unused cards, wrapping paper, sticky tape for example. Consider making homemade decorations or cards, you’ll find plenty of beginner craft projects on Pinterest and Instagram.

Have a go at Homemade

Costing a fraction of shop-bought equivalents, homemade gifts are always appreciated. Have a go at making jam or chutney, for example – step-by-step guides and recipes to a wide variety of suitable gifts can be found online, and you can make gorgeous gifts on their own, or as part of a bespoke DIY food hamper that will delight your loved ones!

Save steadily throughout the year

Christmas 2023 may seem like a long time away – but why not get yourself in the best possible position and start saving just a little each month towards it now – soon enough that will build up into a tidy sum to go towards buy some of life’s little luxuries for you and your family.

All the information in this article is correct as of the publish date 24th November 2022. The opinions expressed in this publication are those of the authors. The information provided in this article, including text, graphics and images does not, and is not intended to, substitute advice; instead, all information, content and materials available in this article are for general informational purposes only. Information in this article may not constitute the most up-to-date legal or other information.

Share This Post

More To Explore

How can we help?  Call us on 01473 213312