The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older. We have seen the demand for longer term mortgages rise over recent years.
Many of our older clients find themselves with mortgages still outstanding when they come to retirement or a may have a mortgage term that is due to expire soon. Some clients do not wish to move but do not have the funds available to clear their mortgage, or perhaps would like to move but do not have sufficient funds to make this a reality.
Solutions exist for clients in these scenarios and Bluebell Mortgages can guide you. We have access to products that can allow clients to continue their mortgage into retirement and depending on the clients preference this can be with or without the need to make a monthly payment.
This is a complex area and it is essential that you receive the correct advice. Bluebell have highly qualified consultants that will talk you through the options and provide you with guidance so that you are able to make an informed choice on the type of lifetime mortgage that is right for you.
This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.
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