01473 213312 info@bbell.co.uk

Lifetime Mortgages

The days of retiring at 65 are disappearing fast, people are living longer and borrowers are getting older. We have seen the demand for longer term mortgages rise over recent years.

Many of our older clients find themselves with mortgages still outstanding when they come to retirement, or have a mortgage term that is due to expire soon with the lender calling their loan in.

Some clients do not wish to move but do not have the funds available to clear their mortgage, or would like to move but do not have sufficient funds to make this a reality.  Others want to give their children or grandchildren an early inheritance, perhaps for a deposit on a house.  There are many scenarios where a lifetime mortgage could be the right decision.

Solutions exist for clients in these scenarios and Bluebell Mortgages can guide you.  We have access to products that can allow clients to continue their mortgage into retirement and depending on the client’s preference this can be with or without the need to make a monthly payment.

This is a complex area and it is essential that you receive the correct advice.  Bluebell have highly qualified consultants that will talk you through the options and provide guidance so that you are able to make an informed choice on the type of lifetime mortgage that is right for you.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

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01473 213312

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