Autumn Mini Budget Details
In today’s mini-budget, Chancellor Kwasi Kwarteng has announced a series of measures designed to stimulate economic growth. Among these are tax breaks for businesses and increased government spending on infrastructure projects. The Chancellor is confident that these steps will lead to a more prosperous future for the country. We have outlined a summary of the outcomes of today’s budget.
Bank of England Raises Interest Rates to 2.25%
Today, the Bank of England has announced that they are increasing the base rate to 2.25% and it is likely that they may be increased further again this year….
Is it time to switch your mortgage?
At the beginning of August, the mortgage industry regulator, The Financial Conduct Authority (FCA), published a statement estimating that there are approximately 370,000 borrowers who could save money by switching their mortgage.1 The FCA also gave insight into the savings that can be made across the nation – amongst the 370,000 homeowners highlighted that over […]
Will removing the ‘stress test’ make homebuying more affordable?
We have all witnessed the rise in house prices in recent times, affecting so many people, not only those currently renting and first-time buyers, but existing homeowners seeking to move up the property ladder to allow for growing families or those looking to find a property that will suit them in old age. Property price […]
New build property – a better choice?
Should aspiring homeowners or next time buyers choose to buy an existing property, or opt for a new build? …Read our Pros and Cons….
Barsham Vale, Beccles, Suffolk
CGI of the Barsham Vale development – Image: Hopkins Homes Bluebell Mortgages Can Help You to Secure a Mortgage For The House of Your Dreams We have recently completed two mortgages at the Barsham Vale Development, built by Hopkins Homes and the next could be yours! At Bluebell Mortgages, we help many couples, families and […]
Mortgage Advisor Based in Ipswich
Are you a First Time Buyer, looking for Shared Ownership Properties, or simply looking to Remortgage your home in Ipswich? Ipswich town is situated within the county of Suffolk in the east of England. The River Orwell runs through the town and Ipswich is in fact known for being one of England’s oldest towns. There […]
Inflation, Interest Rates and Your Mortgage
After a lot of speculation, the Bank of England overwhelmingly voted last month to keep interest rates at 0.1%.Interest rates have remained at a low of 0.1% since the start of the pandemic, however with inflation to the end of October at 4.2% (the highest since 2011) the Bank has indicated that a slight rise […]
Simple Frauds are proven to be the most hazardous
Most of us are aware of the risk of being a victim of fraud. We take basic precautions to guard our passwords, especially those to do with money and banking or when using the internet to buy goods and services online. However, according to research, we are at our most vulnerable when we are telephoned […]
Abolition of Ground Rent
Currently a Leasehold Reform Bill is being debated in parliament that will abolish ground rents charged on all new build property. Not to be confused with standard monthly rent paid to the owner of the property, ground rent is a rental charge attached to the ground on which the property sits. It is paid annually […]
